We understand that whether you are a large corporation or a small family run store, you work hard everyday to make your business a success. However, no matter how hard you work, one accident can cause all that to change and put your business at risk. Therefore it is paramount that you have a comprehensive insurance policy tailored to your business. The right insurance coverage, will always come through to protect you, your employees and the future of your business.
Running your own business can be both rewarding and risky. Enjoy the rewards, let Catalyst manage the risks.
Commercial Property Insurance
Protect your business with insurance for your Commercial Property.Protects your physical assets such as buildings and equipment from fire, explosions, burst pipes, vandalism, theft and extreme weather events.
Earthquakes and Floods typically are not covered by this insurance, but those perils can be added to the policy.
Commercial Liability Insurance
Broad Insurance coverage for your business activities.This type of policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your business activities/services or your operations.
It covers non-professional negligent acts.
Business Auto Insurance
PCover your business with insurance for Commercial Vehicles.Offers liability and physical damage protection for vehicles such as cars, trucks and vans that are used for business.Commercial vehicles require a separate policy because their typically exposed to more risk than personal vehicles.
Cyber Liability Insurance
Cyber-insurance will protect your businesses from Internet-based risks any risk relating to information technology infrastructure and activities.
Coverage designed to protect you and your business from claims if a client sues for negligent acts, errors or omissions committed during business activities that result in a financial loss for the client.
Umbrella/Excess Liability Insurance
Coverage that helps protect your business from rising costs of lawsuits.
Workman’s Compensation Insurance
Insurance coverage that helps you take care of your Employees.Commonly known as Worker’s Comp, it is a policy that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job.Employee rehabilitation and death benefits are also included as part of Worker’s Comp coverage.
Directors & Officers Insurance
Liability insurance coverage provided to protect the directors or officers of a company for claims made against them while serving on a board as a director and/or officer.
Specialized insurance products designed to address the unique risks of specific industries and businesses including;
Contractors, Restaurants, Golf courses, Veterinary, Art galleries, Pet Grooming, and more…